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Explore resources for when you’re:

  • The future of Social Security and how to prepare

    As questions about Social Security grow, how younger Americans save for retirement is even more critical. Learn how to strengthen your financial future here.

  • Are you saving enough for retirement?

    Identify a savings target that fits your goals, priorities and aspirations. Figure out how much you will need by following these four steps.

  • Should you dip into your 401(k)?

    Borrowing or taking a distribution from your 401(k) to cover short-term needs could cost you more in the long run. Read more.

  • Your 65th birthday retirement checklist

    A helpful checklist and resources to help you plan discussions with your advisor at this milestone. Read more.

  • Planning for the 3 stages of retirement

    Exploring. Nesting. Reflecting. Every chapter of retirement will likely affect your priorities and spending. Prepare for each with these insights.

  • Understand 4 big retirement risks

    You can't control unexpected events in your life or the markets, but these tips can help you prepare for their impact on your retirement strategy. See more.

  • 5 rules for investing in retirement

    Investing in retirement isn’t the same as investing for retirement. Learn how to adjust your approach as you enter the next chapter of your life.

  • Replacing salary when you retire

    Use these three steps to create a “retirement paycheck” that can potentially last 30 years or more. Start here.

  • Are you ready for the inheritance talk?

    Holding a family meeting to share your intentions is a critical step too often skipped. Consider these five strategies for starting a conversation.

Tools to plan your future

Shaping your path forward starts today. Our impressive digital tools are designed to get you thinking about your goals.

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When it comes to saving for the future, having the right retirement plan can make all the difference. Merrill offers a variety of solutions depending on your personal situation.

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Investing involves risk. There is always the potential of losing money when you invest in securities. Past performance does not guarantee future results. Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.

Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory and other services. Additional information is available in our Client Relationship Summary. 

This material does not take into account a client’s particular investment objectives, financial situations, or needs and is not intended as a recommendation, offer, or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory and other services. There are important differences between brokerage and investment advisory services, including the type of advice and assistance provided, the fees charged, and the rights and obligations of the parties. It is important to understand the differences, particularly when determining which service or services to select. For more information about these services and their differences, speak with your Merrill financial advisor.

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